Call reports 2002
BUSINESS BANK OF NEVADA — 2002
What BUSINESS BANK OF NEVADA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 202,274,000 | 225,544,000 | 228,234,000 | 234,211,000 |
| Total loans | 129,980,000 | 135,454,000 | 143,846,000 | 146,918,000 |
| Allowance for loan losses | 1,829,000 | 1,864,000 | 1,918,000 | 2,049,000 |
| Securities available for sale | 35,894,000 | 51,440,000 | 51,928,000 | 52,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,439,000 | 207,711,000 | 208,900,000 | 214,468,000 |
| Interest-bearing deposits | 132,076,000 | 140,814,000 | 145,450,000 | 142,606,000 |
| Noninterest-bearing deposits | 53,363,000 | 66,897,000 | 63,450,000 | 71,862,000 |
| Equity capital | 15,499,000 | 16,301,000 | 17,569,000 | 18,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,021,000 | 6,181,000 | 9,599,000 | 13,005,000 |
| Interest expense | 788,000 | 1,625,000 | 2,497,000 | 3,281,000 |
| Net interest income | 2,233,000 | 4,556,000 | 7,102,000 | 9,724,000 |
| Noninterest income | 249,000 | 506,000 | 775,000 | 1,042,000 |
| Noninterest expense | 2,027,000 | 3,949,000 | 6,044,000 | 8,116,000 |
| Provision for loan losses | 116,000 | 146,000 | 245,000 | 362,000 |
| Pretax income | 365,000 | 1,045,000 | 1,966,000 | 2,896,000 |
| Income tax | 126,000 | 359,000 | 675,000 | 993,000 |
| Net income | 239,000 | 686,000 | 1,291,000 | 1,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,605,000 | 16,052,000 | 17,227,000 | 17,839,000 |
| Total capital | 17,434,000 | 17,916,000 | 19,145,000 | 19,888,000 |
| Risk-weighted assets | 162,686,000 | 170,225,000 | 163,361,000 | 167,937,000 |