Call report 2023Q4
HERITAGE BANK & TRUST — 2023Q4
The 22 measures HERITAGE BANK & TRUST reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 360,874,000 | USD | evidence → |
| Total loans | 277,839,000 | USD | evidence → |
| Allowance for loan losses | 5,364,000 | USD | evidence → |
| Securities available for sale | 41,110,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 321,563,000 | USD | evidence → |
| Interest-bearing deposits | 272,713,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,850,000 | USD | evidence → |
| Equity capital | 25,768,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,594,000 | USD | evidence → |
| Interest expense | 5,293,000 | USD | evidence → |
| Net interest income | 11,301,000 | USD | evidence → |
| Noninterest income | 2,110,000 | USD | evidence → |
| Noninterest expense | 9,856,000 | USD | evidence → |
| Provision for loan losses | 700,000 | USD | evidence → |
| Pretax income | 2,807,000 | USD | evidence → |
| Income tax | 532,000 | USD | evidence → |
| Net income | 2,275,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,274,000 | USD | evidence → |
| Total capital | 32,770,000 | USD | evidence → |
| Risk-weighted assets | 277,762,000 | USD | evidence → |