Call report 2022Q4
HERITAGE BANK & TRUST — 2022Q4
The 22 measures HERITAGE BANK & TRUST reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 294,804,000 | USD | evidence → |
| Total loans | 234,302,000 | USD | evidence → |
| Allowance for loan losses | 4,469,000 | USD | evidence → |
| Securities available for sale | 36,561,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 266,859,000 | USD | evidence → |
| Interest-bearing deposits | 218,745,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,114,000 | USD | evidence → |
| Equity capital | 21,048,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,931,000 | USD | evidence → |
| Interest expense | 1,209,000 | USD | evidence → |
| Net interest income | 9,722,000 | USD | evidence → |
| Noninterest income | 1,752,000 | USD | evidence → |
| Noninterest expense | 8,050,000 | USD | evidence → |
| Provision for loan losses | 1,035,000 | USD | evidence → |
| Pretax income | 2,147,000 | USD | evidence → |
| Income tax | 508,000 | USD | evidence → |
| Net income | 1,639,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,954,000 | USD | evidence → |
| Total capital | 27,992,000 | USD | evidence → |
| Risk-weighted assets | 241,550,000 | USD | evidence → |