Call report 2015Q4
HERITAGE BANK & TRUST — 2015Q4
The 22 measures HERITAGE BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,961,000 | USD | evidence → |
| Total loans | 76,381,000 | USD | evidence → |
| Allowance for loan losses | 1,745,000 | USD | evidence → |
| Securities available for sale | 13,120,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,108,000 | USD | evidence → |
| Interest-bearing deposits | 76,741,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,367,000 | USD | evidence → |
| Equity capital | 8,901,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,320,000 | USD | evidence → |
| Interest expense | 597,000 | USD | evidence → |
| Net interest income | 3,723,000 | USD | evidence → |
| Noninterest income | 830,000 | USD | evidence → |
| Noninterest expense | 3,707,000 | USD | evidence → |
| Provision for loan losses | 145,000 | USD | evidence → |
| Pretax income | 738,000 | USD | evidence → |
| Income tax | -74,000 | USD | evidence → |
| Net income | 812,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,034,000 | USD | evidence → |
| Total capital | 9,994,000 | USD | evidence → |
| Risk-weighted assets | 75,985,000 | USD | evidence → |