Call report 2012Q4
HERITAGE BANK & TRUST — 2012Q4
The 22 measures HERITAGE BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,353,000 | USD | evidence → |
| Total loans | 83,583,000 | USD | evidence → |
| Allowance for loan losses | 4,282,000 | USD | evidence → |
| Securities available for sale | 14,450,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,471,000 | USD | evidence → |
| Interest-bearing deposits | 89,069,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,402,000 | USD | evidence → |
| Equity capital | 7,164,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,375,000 | USD | evidence → |
| Interest expense | 1,185,000 | USD | evidence → |
| Net interest income | 4,190,000 | USD | evidence → |
| Noninterest income | 279,000 | USD | evidence → |
| Noninterest expense | 4,086,000 | USD | evidence → |
| Provision for loan losses | 580,000 | USD | evidence → |
| Pretax income | 42,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 42,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,928,000 | USD | evidence → |
| Total capital | 7,989,000 | USD | evidence → |
| Risk-weighted assets | 81,668,000 | USD | evidence → |