Call report 2009Q4
HERITAGE BANK & TRUST — 2009Q4
The 22 measures HERITAGE BANK & TRUST reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 137,802,000 | USD | evidence → |
| Total loans | 115,508,000 | USD | evidence → |
| Allowance for loan losses | 2,584,000 | USD | evidence → |
| Securities available for sale | 4,664,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 119,573,000 | USD | evidence → |
| Interest-bearing deposits | 111,919,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,654,000 | USD | evidence → |
| Equity capital | 11,983,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,348,000 | USD | evidence → |
| Interest expense | 2,823,000 | USD | evidence → |
| Net interest income | 4,525,000 | USD | evidence → |
| Noninterest income | 721,000 | USD | evidence → |
| Noninterest expense | 4,203,000 | USD | evidence → |
| Provision for loan losses | 1,370,000 | USD | evidence → |
| Pretax income | 35,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 35,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,868,000 | USD | evidence → |
| Total capital | 13,472,000 | USD | evidence → |
| Risk-weighted assets | 127,399,000 | USD | evidence → |