Call reports 2025
FIRST PEOPLES BANK OF TENNESSEE — 2025
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 214,497,000 | 212,275,000 | 222,057,000 | 228,019,000 |
| Total loans | 141,855,000 | 145,028,000 | 148,689,000 | 148,469,000 |
| Allowance for loan losses | 2,413,000 | 2,414,000 | 2,415,000 | 2,417,000 |
| Securities available for sale | 47,586,000 | 44,526,000 | 43,614,000 | 35,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,961,000 | 184,682,000 | 193,830,000 | 196,919,000 |
| Interest-bearing deposits | 150,827,000 | 146,411,000 | 153,299,000 | 151,664,000 |
| Noninterest-bearing deposits | 37,134,000 | 38,271,000 | 40,531,000 | 45,255,000 |
| Equity capital | 18,390,000 | 19,420,000 | 20,535,000 | 21,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,516,000 | 5,206,000 | 7,998,000 | 10,928,000 |
| Interest expense | 716,000 | 1,512,000 | 2,357,000 | 3,151,000 |
| Net interest income | 1,800,000 | 3,694,000 | 5,641,000 | 7,777,000 |
| Noninterest income | 143,000 | 285,000 | 430,000 | 561,000 |
| Noninterest expense | 1,535,000 | 3,049,000 | 4,559,000 | 6,004,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 408,000 | 930,000 | 1,510,000 | 2,025,000 |
| Income tax | 93,000 | 216,000 | 355,000 | 467,000 |
| Net income | 315,000 | 714,000 | 1,155,000 | 1,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,039,000 | 23,798,000 | 24,169,000 | 24,499,000 |
| Total capital | 24,996,000 | 25,775,000 | 26,278,000 | 26,662,000 |
| Risk-weighted assets | 156,012,000 | 157,612,000 | 168,316,000 | 172,714,000 |