Call reports 2020
FIRST PEOPLES BANK OF TENNESSEE — 2020
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 156,955,000 | 174,366,000 | 181,495,000 | 187,000,000 |
| Total loans | 115,796,000 | 122,573,000 | 122,153,000 | 115,367,000 |
| Allowance for loan losses | 1,245,000 | 3,837,000 | 4,036,000 | 2,399,000 |
| Securities available for sale | 24,137,000 | 20,976,000 | 26,619,000 | 32,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,096,000 | 153,277,000 | 158,480,000 | 164,320,000 |
| Interest-bearing deposits | 104,483,000 | 114,377,000 | 116,120,000 | 117,821,000 |
| Noninterest-bearing deposits | 31,613,000 | 38,900,000 | 42,360,000 | 46,499,000 |
| Equity capital | 14,523,000 | 14,091,000 | 14,991,000 | 15,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,688,000 | 3,285,000 | 4,924,000 | 6,500,000 |
| Interest expense | 131,000 | 254,000 | 368,000 | 442,000 |
| Net interest income | 1,557,000 | 3,031,000 | 4,556,000 | 6,058,000 |
| Noninterest income | 224,000 | 458,000 | 659,000 | 738,000 |
| Noninterest expense | 1,312,000 | 2,560,000 | 3,829,000 | 4,970,000 |
| Provision for loan losses | 75,000 | 5,088,000 | 4,388,000 | 4,428,000 |
| Pretax income | 441,000 | -4,062,000 | -2,899,000 | -2,484,000 |
| Income tax | 111,000 | -1,071,000 | -775,000 | -707,000 |
| Net income | 330,000 | -2,991,000 | -2,124,000 | -1,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,271,000 | 13,817,000 | 14,687,000 | 15,036,000 |
| Total capital | 15,516,000 | 15,491,000 | 16,346,000 | 16,565,000 |
| Risk-weighted assets | 123,267,000 | 131,722,000 | 130,367,000 | 121,451,000 |