Call reports 2016
FIRST PEOPLES BANK OF TENNESSEE — 2016
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,691,000 | 140,877,000 | 144,745,000 | 145,399,000 |
| Total loans | 97,322,000 | 96,395,000 | 96,215,000 | 91,749,000 |
| Allowance for loan losses | 770,000 | 958,000 | 1,000,000 | 960,000 |
| Securities available for sale | 21,441,000 | 24,199,000 | 25,766,000 | 26,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,191,000 | 123,354,000 | 126,795,000 | 127,909,000 |
| Interest-bearing deposits | 102,842,000 | 101,318,000 | 102,932,000 | 103,074,000 |
| Noninterest-bearing deposits | 23,349,000 | 22,036,000 | 23,863,000 | 24,835,000 |
| Equity capital | 12,511,000 | 12,643,000 | 12,626,000 | 12,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,344,000 | 2,710,000 | 4,014,000 | 5,340,000 |
| Interest expense | 87,000 | 175,000 | 265,000 | 348,000 |
| Net interest income | 1,257,000 | 2,535,000 | 3,749,000 | 4,992,000 |
| Noninterest income | 233,000 | 521,000 | 776,000 | 970,000 |
| Noninterest expense | 1,364,000 | 2,739,000 | 4,112,000 | 5,446,000 |
| Provision for loan losses | 67,000 | 242,000 | 337,000 | 422,000 |
| Pretax income | 63,000 | 86,000 | 103,000 | 121,000 |
| Income tax | 17,000 | 19,000 | 19,000 | 20,000 |
| Net income | 46,000 | 67,000 | 84,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,410,000 | 12,433,000 | 12,454,000 | 12,453,000 |
| Total capital | 13,180,000 | 13,391,000 | 13,454,000 | 13,413,000 |
| Risk-weighted assets | 109,946,000 | 108,192,000 | 106,889,000 | 103,723,000 |