Call reports 2014
FIRST PEOPLES BANK OF TENNESSEE — 2014
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 139,084,000 | 145,115,000 | 143,839,000 | 140,632,000 |
| Total loans | 92,590,000 | 98,340,000 | 97,088,000 | 94,917,000 |
| Allowance for loan losses | 774,000 | 437,000 | 398,000 | 608,000 |
| Securities available for sale | 29,393,000 | 29,955,000 | 29,948,000 | 29,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,045,000 | 124,617,000 | 123,461,000 | 123,365,000 |
| Interest-bearing deposits | 103,434,000 | 103,144,000 | 102,782,000 | 102,338,000 |
| Noninterest-bearing deposits | 20,611,000 | 21,473,000 | 20,679,000 | 21,027,000 |
| Equity capital | 11,180,000 | 11,574,000 | 11,795,000 | 12,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,906,000 | 4,371,000 | 5,781,000 |
| Interest expense | 109,000 | 214,000 | 318,000 | 419,000 |
| Net interest income | 1,331,000 | 2,692,000 | 4,053,000 | 5,362,000 |
| Noninterest income | 357,000 | 660,000 | 798,000 | 1,114,000 |
| Noninterest expense | 1,401,000 | 2,783,000 | 4,214,000 | 5,592,000 |
| Provision for loan losses | 20,000 | 25,000 | 55,000 | 310,000 |
| Pretax income | 280,000 | 558,000 | 595,000 | 587,000 |
| Income tax | 100,000 | 200,000 | 210,000 | 80,000 |
| Net income | 180,000 | 358,000 | 385,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,167,000 | 12,190,000 | 12,222,000 | 12,180,000 |
| Total capital | 12,941,000 | 12,627,000 | 12,620,000 | 12,788,000 |
| Risk-weighted assets | 102,774,000 | 105,083,000 | 105,116,000 | 103,325,000 |