Call reports 2013
FIRST PEOPLES BANK OF TENNESSEE — 2013
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 133,853,000 | 136,258,000 | 137,952,000 | 139,209,000 |
| Total loans | 87,270,000 | 89,560,000 | 89,808,000 | 90,827,000 |
| Allowance for loan losses | 633,000 | 502,000 | 357,000 | 750,000 |
| Securities available for sale | 27,329,000 | 28,877,000 | 30,502,000 | 31,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,669,000 | 120,392,000 | 118,910,000 | 124,169,000 |
| Interest-bearing deposits | 99,500,000 | 100,078,000 | 100,901,000 | 102,665,000 |
| Noninterest-bearing deposits | 18,169,000 | 20,314,000 | 18,009,000 | 21,504,000 |
| Equity capital | 12,427,000 | 11,369,000 | 11,248,000 | 10,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,368,000 | 2,773,000 | 4,269,000 | 5,727,000 |
| Interest expense | 122,000 | 245,000 | 367,000 | 485,000 |
| Net interest income | 1,246,000 | 2,528,000 | 3,902,000 | 5,242,000 |
| Noninterest income | 292,000 | 438,000 | 806,000 | 854,000 |
| Noninterest expense | 1,179,000 | 2,493,000 | 3,843,000 | 5,407,000 |
| Provision for loan losses | 15,000 | 30,000 | 111,000 | 516,000 |
| Pretax income | 374,000 | 489,000 | 802,000 | 221,000 |
| Income tax | 141,000 | 179,000 | 291,000 | 11,000 |
| Net income | 233,000 | 310,000 | 511,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,272,000 | 12,353,000 | 12,561,000 | 12,141,000 |
| Total capital | 12,905,000 | 12,855,000 | 12,918,000 | 12,891,000 |
| Risk-weighted assets | 97,373,000 | 101,011,000 | 101,384,000 | 102,238,000 |