Call reports 2012
FIRST PEOPLES BANK OF TENNESSEE — 2012
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 132,149,000 | 132,443,000 | 133,553,000 | 131,971,000 |
| Total loans | 85,821,000 | 89,814,000 | 90,354,000 | 91,939,000 |
| Allowance for loan losses | 570,000 | 669,000 | 644,000 | 621,000 |
| Securities available for sale | 30,970,000 | 27,904,000 | 25,217,000 | 22,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,956,000 | 116,345,000 | 117,297,000 | 115,302,000 |
| Interest-bearing deposits | 97,296,000 | 97,076,000 | 97,066,000 | 97,136,000 |
| Noninterest-bearing deposits | 17,660,000 | 19,269,000 | 20,231,000 | 18,166,000 |
| Equity capital | 11,779,000 | 12,153,000 | 12,344,000 | 12,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 2,970,000 | 4,488,000 | 6,020,000 |
| Interest expense | 132,000 | 274,000 | 412,000 | 539,000 |
| Net interest income | 1,337,000 | 2,696,000 | 4,076,000 | 5,481,000 |
| Noninterest income | 281,000 | 497,000 | 763,000 | 1,112,000 |
| Noninterest expense | 1,437,000 | 2,746,000 | 4,050,000 | 5,464,000 |
| Provision for loan losses | 130,000 | 250,000 | 350,000 | 445,000 |
| Pretax income | 247,000 | 512,000 | 817,000 | 1,111,000 |
| Income tax | 94,000 | 195,000 | 311,000 | 421,000 |
| Net income | 153,000 | 317,000 | 506,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,679,000 | 11,849,000 | 12,045,000 | 12,233,000 |
| Total capital | 12,249,000 | 12,518,000 | 12,689,000 | 12,854,000 |
| Risk-weighted assets | 91,500,000 | 95,867,000 | 97,560,000 | 100,253,000 |