Call reports 2010
FIRST PEOPLES BANK OF TENNESSEE — 2010
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 127,429,000 | 126,287,000 | 132,653,000 | 130,744,000 |
| Total loans | 93,576,000 | 91,351,000 | 90,534,000 | 87,153,000 |
| Allowance for loan losses | 881,000 | 861,000 | 730,000 | 176,000 |
| Securities available for sale | 20,124,000 | 21,368,000 | 24,947,000 | 26,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,562,000 | 109,258,000 | 116,372,000 | 115,119,000 |
| Interest-bearing deposits | 92,047,000 | 93,588,000 | 99,624,000 | 99,479,000 |
| Noninterest-bearing deposits | 15,515,000 | 15,670,000 | 16,748,000 | 15,640,000 |
| Equity capital | 8,712,000 | 8,733,000 | 10,761,000 | 10,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,550,000 | 3,056,000 | 4,601,000 | 1,517,000 |
| Interest expense | 340,000 | 674,000 | 981,000 | 266,000 |
| Net interest income | 1,210,000 | 2,382,000 | 3,620,000 | 1,251,000 |
| Noninterest income | 269,000 | 530,000 | 775,000 | 254,000 |
| Noninterest expense | 1,284,000 | 2,697,000 | 4,465,000 | 1,286,000 |
| Provision for loan losses | 162,000 | 705,000 | 760,000 | 180,000 |
| Pretax income | 43,000 | -474,000 | -506,000 | 53,000 |
| Income tax | -54,000 | -52,000 | -95,000 | 4,000 |
| Net income | 97,000 | -422,000 | -411,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,833,000 | 8,313,000 | 10,325,000 | 11,190,000 |
| Total capital | 9,714,000 | 9,174,000 | 11,055,000 | 11,366,000 |
| Risk-weighted assets | 93,397,000 | 91,960,000 | 91,997,000 | 92,360,000 |