Call reports 2009
FIRST PEOPLES BANK OF TENNESSEE — 2009
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 121,088,000 | 126,346,000 | 125,943,000 | 127,629,000 |
| Total loans | 92,061,000 | 95,409,000 | 94,722,000 | 95,354,000 |
| Allowance for loan losses | 692,000 | 706,000 | 842,000 | 901,000 |
| Securities available for sale | 19,644,000 | 21,511,000 | 20,599,000 | 18,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,315,000 | 108,113,000 | 106,766,000 | 109,320,000 |
| Interest-bearing deposits | 83,800,000 | 91,046,000 | 90,741,000 | 92,274,000 |
| Noninterest-bearing deposits | 16,515,000 | 17,067,000 | 16,025,000 | 17,046,000 |
| Equity capital | 9,643,000 | 9,156,000 | 9,350,000 | 8,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,184,000 | 4,727,000 | 6,274,000 |
| Interest expense | 467,000 | 934,000 | 1,375,000 | 1,758,000 |
| Net interest income | 1,077,000 | 2,250,000 | 3,352,000 | 4,516,000 |
| Noninterest income | 273,000 | 552,000 | 802,000 | 1,037,000 |
| Noninterest expense | 1,208,000 | 2,585,000 | 3,864,000 | 5,473,000 |
| Provision for loan losses | 163,000 | 218,000 | 448,000 | 866,000 |
| Pretax income | 93,000 | 164,000 | 28,000 | -571,000 |
| Income tax | 10,000 | 24,000 | 27,000 | 46,000 |
| Net income | 83,000 | 140,000 | 1,000 | -617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,585,000 | 9,542,000 | 9,353,000 | 8,735,000 |
| Total capital | 10,277,000 | 10,248,000 | 10,195,000 | 9,636,000 |
| Risk-weighted assets | 89,095,000 | 92,171,000 | 92,651,000 | 93,564,000 |