Call reports 2008
FIRST PEOPLES BANK OF TENNESSEE — 2008
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 114,699,000 | 120,877,000 | 121,298,000 | 120,402,000 |
| Total loans | 78,968,000 | 86,343,000 | 91,188,000 | 90,905,000 |
| Allowance for loan losses | 527,000 | 510,000 | 475,000 | 629,000 |
| Securities available for sale | 25,218,000 | 23,321,000 | 21,540,000 | 20,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,557,000 | 99,995,000 | 100,699,000 | 100,649,000 |
| Interest-bearing deposits | 81,414,000 | 82,994,000 | 83,747,000 | 84,480,000 |
| Noninterest-bearing deposits | 18,143,000 | 17,001,000 | 16,952,000 | 16,169,000 |
| Equity capital | 10,229,000 | 9,586,000 | 9,653,000 | 10,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,804,000 | 3,618,000 | 5,369,000 | 7,083,000 |
| Interest expense | 628,000 | 1,209,000 | 1,789,000 | 2,339,000 |
| Net interest income | 1,176,000 | 2,409,000 | 3,580,000 | 4,744,000 |
| Noninterest income | 336,000 | 663,000 | 1,028,000 | 1,326,000 |
| Noninterest expense | 1,150,000 | 2,335,000 | 3,513,000 | 4,870,000 |
| Provision for loan losses | 10,000 | 23,000 | 60,000 | 295,000 |
| Pretax income | 428,000 | 853,000 | 1,176,000 | 1,062,000 |
| Income tax | 28,000 | 57,000 | 78,000 | 59,000 |
| Net income | 400,000 | 796,000 | 1,098,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,800,000 | 9,996,000 | 9,998,000 | 9,902,000 |
| Total capital | 10,327,000 | 10,506,000 | 10,473,000 | 10,531,000 |
| Risk-weighted assets | 80,419,000 | 87,133,000 | 90,437,000 | 88,786,000 |