Call reports 2007
FIRST PEOPLES BANK OF TENNESSEE — 2007
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 112,498,000 | 113,821,000 | 117,651,000 | 119,616,000 |
| Total loans | 69,080,000 | 71,034,000 | 73,500,000 | 75,869,000 |
| Allowance for loan losses | 622,000 | 633,000 | 542,000 | 525,000 |
| Securities available for sale | 31,117,000 | 30,784,000 | 33,382,000 | 33,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,422,000 | 100,776,000 | 102,630,000 | 102,088,000 |
| Interest-bearing deposits | 79,133,000 | 82,558,000 | 82,996,000 | 83,205,000 |
| Noninterest-bearing deposits | 19,289,000 | 18,218,000 | 19,634,000 | 18,883,000 |
| Equity capital | 8,776,000 | 8,634,000 | 9,482,000 | 10,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,824,000 | 3,716,000 | 5,662,000 | 7,620,000 |
| Interest expense | 580,000 | 1,194,000 | 1,899,000 | 2,597,000 |
| Net interest income | 1,244,000 | 2,522,000 | 3,763,000 | 5,023,000 |
| Noninterest income | 353,000 | 709,000 | 1,099,000 | 1,497,000 |
| Noninterest expense | 1,121,000 | 2,237,000 | 3,378,000 | 4,565,000 |
| Provision for loan losses | 24,000 | 57,000 | 57,000 | 62,000 |
| Pretax income | 452,000 | 937,000 | 1,427,000 | 1,909,000 |
| Income tax | 30,000 | 62,000 | 94,000 | 126,000 |
| Net income | 422,000 | 875,000 | 1,333,000 | 1,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,089,000 | 9,292,000 | 9,600,000 | 9,951,000 |
| Total capital | 9,711,000 | 9,925,000 | 10,142,000 | 10,476,000 |
| Risk-weighted assets | 72,331,000 | 74,708,000 | 77,460,000 | 79,481,000 |