Call reports 2006
FIRST PEOPLES BANK OF TENNESSEE — 2006
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 106,170,000 | 110,100,000 | 112,576,000 | 110,356,000 |
| Total loans | 67,007,000 | 67,909,000 | 69,668,000 | 69,719,000 |
| Allowance for loan losses | 642,000 | 690,000 | 609,000 | 614,000 |
| Securities available for sale | 26,294,000 | 26,022,000 | 29,129,000 | 27,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,857,000 | 97,384,000 | 95,381,000 | 96,397,000 |
| Interest-bearing deposits | 74,885,000 | 77,197,000 | 75,689,000 | 76,435,000 |
| Noninterest-bearing deposits | 17,972,000 | 20,187,000 | 19,692,000 | 19,962,000 |
| Equity capital | 7,917,000 | 7,856,000 | 8,330,000 | 8,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,584,000 | 3,282,000 | 5,104,000 | 6,958,000 |
| Interest expense | 389,000 | 847,000 | 1,386,000 | 1,973,000 |
| Net interest income | 1,195,000 | 2,435,000 | 3,718,000 | 4,985,000 |
| Noninterest income | 317,000 | 701,000 | 1,049,000 | 1,403,000 |
| Noninterest expense | 1,092,000 | 2,229,000 | 3,383,000 | 4,512,000 |
| Provision for loan losses | 82,000 | 142,000 | 202,000 | 236,000 |
| Pretax income | 338,000 | 765,000 | 1,188,000 | 1,648,000 |
| Income tax | 22,000 | 44,000 | 22,000 | 52,000 |
| Net income | 316,000 | 721,000 | 1,166,000 | 1,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,508,000 | 8,712,000 | 8,758,000 | 9,187,000 |
| Total capital | 9,150,000 | 9,402,000 | 9,367,000 | 9,801,000 |
| Risk-weighted assets | 68,581,000 | 72,328,000 | 73,076,000 | 72,149,000 |