Call reports 2005
FIRST PEOPLES BANK OF TENNESSEE — 2005
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 103,358,000 | 101,488,000 | 101,276,000 | 101,340,000 |
| Total loans | 68,301,000 | 68,093,000 | 63,507,000 | 63,877,000 |
| Allowance for loan losses | 955,000 | 843,000 | 785,000 | 733,000 |
| Securities available for sale | 21,166,000 | 20,768,000 | 24,746,000 | 26,404,000 |
| Securities held to maturity | 210,000 | 710,000 | 210,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,986,000 | 90,705,000 | 89,311,000 | 88,497,000 |
| Interest-bearing deposits | 74,027,000 | 73,529,000 | 72,661,000 | 72,860,000 |
| Noninterest-bearing deposits | 18,959,000 | 17,176,000 | 16,650,000 | 15,637,000 |
| Equity capital | 7,907,000 | 8,224,000 | 8,378,000 | 8,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,771,000 | 4,239,000 | 5,763,000 |
| Interest expense | 262,000 | 556,000 | 882,000 | 1,243,000 |
| Net interest income | 1,108,000 | 2,215,000 | 3,357,000 | 4,520,000 |
| Noninterest income | 299,000 | 623,000 | 965,000 | 1,313,000 |
| Noninterest expense | 1,070,000 | 2,192,000 | 3,277,000 | 4,513,000 |
| Provision for loan losses | 72,000 | 122,000 | 167,000 | 172,000 |
| Pretax income | 290,000 | 569,000 | 926,000 | 1,198,000 |
| Income tax | 104,000 | 203,000 | 337,000 | 371,000 |
| Net income | 186,000 | 366,000 | 589,000 | 827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,071,000 | 8,251,000 | 8,474,000 | 8,712,000 |
| Total capital | 8,929,000 | 9,094,000 | 9,259,000 | 9,445,000 |
| Risk-weighted assets | 68,578,000 | 68,165,000 | 64,533,000 | 65,300,000 |