Call reports 2004
FIRST PEOPLES BANK OF TENNESSEE — 2004
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 98,911,000 | 97,115,000 | 99,247,000 | 100,739,000 |
| Total loans | 68,683,000 | 65,710,000 | 65,915,000 | 68,398,000 |
| Allowance for loan losses | 1,069,000 | 997,000 | 969,000 | 925,000 |
| Securities available for sale | 11,752,000 | 18,594,000 | 20,395,000 | 21,105,000 |
| Securities held to maturity | 320,000 | 210,000 | 210,000 | 210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,682,000 | 86,594,000 | 88,087,000 | 90,186,000 |
| Interest-bearing deposits | 71,907,000 | 70,831,000 | 71,610,000 | 72,083,000 |
| Noninterest-bearing deposits | 15,775,000 | 15,763,000 | 16,477,000 | 18,103,000 |
| Equity capital | 7,990,000 | 7,812,000 | 8,225,000 | 8,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,326,000 | 3,542,000 | 4,866,000 |
| Interest expense | 236,000 | 465,000 | 701,000 | 950,000 |
| Net interest income | 948,000 | 1,861,000 | 2,841,000 | 3,916,000 |
| Noninterest income | 329,000 | 702,000 | 1,110,000 | 1,431,000 |
| Noninterest expense | 1,013,000 | 2,101,000 | 3,202,000 | 4,314,000 |
| Provision for loan losses | 173,000 | 173,000 | 215,000 | 235,000 |
| Pretax income | 91,000 | 299,000 | 569,000 | 836,000 |
| Income tax | 9,000 | 105,000 | 194,000 | 288,000 |
| Net income | 82,000 | 194,000 | 375,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,769,000 | 7,880,000 | 8,062,000 | 8,185,000 |
| Total capital | 8,594,000 | 8,687,000 | 8,862,000 | 9,028,000 |
| Risk-weighted assets | 65,890,000 | 64,422,000 | 63,898,000 | 67,336,000 |