Call reports 2003
FIRST PEOPLES BANK OF TENNESSEE — 2003
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 101,522,000 | 100,149,000 | 99,160,000 | 98,558,000 |
| Total loans | 76,941,000 | 75,796,000 | 76,548,000 | 75,024,000 |
| Allowance for loan losses | 852,000 | 925,000 | 919,000 | 946,000 |
| Securities available for sale | 9,763,000 | 10,943,000 | 10,774,000 | 11,229,000 |
| Securities held to maturity | 1,271,000 | 670,000 | 470,000 | 470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,590,000 | 85,984,000 | 86,839,000 | 86,955,000 |
| Interest-bearing deposits | 70,676,000 | 69,551,000 | 70,593,000 | 70,524,000 |
| Noninterest-bearing deposits | 16,914,000 | 16,434,000 | 16,246,000 | 16,430,000 |
| Equity capital | 7,509,000 | 7,832,000 | 7,844,000 | 8,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,261,000 | 2,509,000 | 3,776,000 | 4,981,000 |
| Interest expense | 299,000 | 560,000 | 816,000 | 1,062,000 |
| Net interest income | 962,000 | 1,949,000 | 2,960,000 | 3,919,000 |
| Noninterest income | 309,000 | 860,000 | 1,303,000 | 1,816,000 |
| Noninterest expense | 1,143,000 | 2,274,000 | 3,445,000 | 4,465,000 |
| Provision for loan losses | 297,000 | 433,000 | 523,000 | 635,000 |
| Pretax income | -159,000 | 114,000 | 309,000 | 649,000 |
| Income tax | 19,000 | 53,000 | 96,000 | 220,000 |
| Net income | -178,000 | 61,000 | 213,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,280,000 | 7,518,000 | 7,671,000 | 7,887,000 |
| Total capital | 8,132,000 | 8,405,000 | 8,564,000 | 8,759,000 |
| Risk-weighted assets | 73,043,000 | 70,911,000 | 71,334,000 | 69,622,000 |