Call reports 2002
FIRST PEOPLES BANK OF TENNESSEE — 2002
What FIRST PEOPLES BANK OF TENNESSEE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 98,677,000 | 98,983,000 | 101,734,000 | 101,767,000 |
| Total loans | 75,367,000 | 71,121,000 | 75,581,000 | 77,906,000 |
| Allowance for loan losses | 923,000 | 924,000 | 866,000 | 881,000 |
| Securities available for sale | 10,017,000 | 10,287,000 | 10,676,000 | 9,730,000 |
| Securities held to maturity | 2,002,000 | 1,867,000 | 1,721,000 | 1,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,329,000 | 82,818,000 | 83,241,000 | 89,886,000 |
| Interest-bearing deposits | 70,847,000 | 69,067,000 | 69,076,000 | 73,319,000 |
| Noninterest-bearing deposits | 13,482,000 | 13,751,000 | 14,165,000 | 16,567,000 |
| Equity capital | 7,063,000 | 7,411,000 | 7,680,000 | 7,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,506,000 | 2,938,000 | 4,180,000 | 5,551,000 |
| Interest expense | 484,000 | 920,000 | 1,304,000 | 1,665,000 |
| Net interest income | 1,022,000 | 2,018,000 | 2,876,000 | 3,886,000 |
| Noninterest income | 304,000 | 686,000 | 957,000 | 1,259,000 |
| Noninterest expense | 1,080,000 | 2,124,000 | 3,054,000 | 4,186,000 |
| Provision for loan losses | 51,000 | 116,000 | 90,000 | 185,000 |
| Pretax income | 219,000 | 488,000 | 735,000 | 873,000 |
| Income tax | 77,000 | 167,000 | 256,000 | 308,000 |
| Net income | 142,000 | 321,000 | 479,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,034,000 | 7,214,000 | 7,371,000 | 7,458,000 |
| Total capital | 7,957,000 | 8,103,000 | 8,237,000 | 8,339,000 |
| Risk-weighted assets | 74,245,000 | 71,116,000 | 72,384,000 | 74,939,000 |