Call reports 2009
CF BANCORP — 2009
What CF BANCORP reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,907,894,000 | 1,922,750,000 | 1,819,504,000 | 1,712,782,000 |
| Total loans | 1,401,999,000 | 1,378,611,000 | 1,313,198,000 | 1,266,626,000 |
| Allowance for loan losses | 29,683,000 | 35,291,000 | 41,963,000 | 58,424,000 |
| Securities available for sale | 86,183,000 | 98,586,000 | 80,208,000 | 46,578,000 |
| Securities held to maturity | 214,185,000 | 195,093,000 | 189,331,000 | 191,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,349,440,000 | 1,409,744,000 | 1,491,529,000 | 1,436,836,000 |
| Interest-bearing deposits | 1,266,258,000 | 1,361,467,000 | 1,450,367,000 | 1,397,116,000 |
| Noninterest-bearing deposits | 83,182,000 | 48,277,000 | 41,162,000 | 39,720,000 |
| Equity capital | 75,203,000 | 49,418,000 | -12,864,000 | -22,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 26,724,000 | 53,021,000 | 77,880,000 | 100,973,000 |
| Interest expense | 13,886,000 | 26,779,000 | 39,187,000 | 50,489,000 |
| Net interest income | 12,838,000 | 26,242,000 | 38,693,000 | 50,484,000 |
| Noninterest income | 3,613,000 | 4,820,000 | 5,910,000 | 8,755,000 |
| Noninterest expense | 11,440,000 | 26,142,000 | 39,616,000 | 53,279,000 |
| Provision for loan losses | 8,058,000 | 21,037,000 | 66,837,000 | 93,602,000 |
| Pretax income | -7,373,000 | -26,554,000 | -88,306,000 | -120,583,000 |
| Income tax | 0 | 3,229,000 | 3,632,000 | -2,406,000 |
| Net income | -7,373,000 | -29,783,000 | -91,938,000 | -118,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,242,000 | 90,706,000 | 30,188,000 | 4,043,000 |
| Total capital | 131,152,000 | 111,269,000 | 50,386,000 | 8,086,000 |
| Risk-weighted assets | 1,664,027,000 | 1,630,295,000 | 1,593,567,000 | 1,431,026,000 |