Call reports 2006
CF BANCORP — 2006
What CF BANCORP reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,700,126,000 | 1,724,418,000 | 1,765,919,000 | 1,767,669,000 |
| Total loans | 1,511,525,000 | 1,547,437,000 | 1,589,566,000 | 1,598,813,000 |
| Allowance for loan losses | 13,960,000 | 13,953,000 | 14,278,000 | 14,304,000 |
| Securities available for sale | 66,573,000 | 65,252,000 | 58,930,000 | 57,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 320,000 |
| Total deposits | 1,147,690,000 | 1,147,816,000 | 1,182,254,000 | 1,195,744,000 |
| Interest-bearing deposits | 1,034,057,000 | 1,043,142,000 | 1,090,859,000 | 1,090,466,000 |
| Noninterest-bearing deposits | 113,633,000 | 104,674,000 | 91,395,000 | 105,278,000 |
| Equity capital | 149,938,000 | 151,731,000 | 154,595,000 | 157,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 25,344,000 | 52,492,000 | 80,806,000 | 110,685,000 |
| Interest expense | 12,721,000 | 26,957,000 | 42,445,000 | 58,396,000 |
| Net interest income | 12,623,000 | 25,535,000 | 38,361,000 | 52,289,000 |
| Noninterest income | 2,668,000 | 5,746,000 | 8,649,000 | 11,267,000 |
| Noninterest expense | 11,474,000 | 23,916,000 | 35,434,000 | 47,157,000 |
| Provision for loan losses | 870,000 | 1,580,000 | 2,185,000 | 2,805,000 |
| Pretax income | 2,947,000 | 5,785,000 | 9,391,000 | 13,594,000 |
| Income tax | 954,000 | 1,799,000 | 2,949,000 | 4,164,000 |
| Net income | 1,993,000 | 3,986,000 | 6,442,000 | 9,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,171,000 | 139,282,000 | 141,853,000 | 147,385,000 |
| Total capital | 151,131,000 | 153,292,000 | 156,188,000 | 161,746,000 |
| Risk-weighted assets | 1,440,891,000 | 1,465,294,000 | 1,502,561,000 | 1,521,053,000 |