Call reports 2002
CF BANCORP — 2002
What CF BANCORP reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 928,849,000 | 950,046,000 | 969,830,000 | 979,888,000 |
| Total loans | 746,977,000 | 781,031,000 | 814,200,000 | 825,929,000 |
| Allowance for loan losses | 11,020,000 | 11,117,000 | 11,356,000 | 11,081,000 |
| Securities available for sale | 97,857,000 | 94,066,000 | 90,329,000 | 86,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,308,000 | 661,025,000 | 653,351,000 | 677,214,000 |
| Interest-bearing deposits | 612,530,000 | 547,031,000 | 609,869,000 | 615,399,000 |
| Noninterest-bearing deposits | 35,778,000 | 113,994,000 | 43,482,000 | 61,815,000 |
| Equity capital | 114,381,000 | 121,769,000 | 124,540,000 | 119,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 15,418,000 | 31,079,000 | 47,242,000 | 62,364,000 |
| Interest expense | 6,740,000 | 13,454,000 | 20,153,000 | 26,861,000 |
| Net interest income | 8,678,000 | 17,625,000 | 27,089,000 | 35,503,000 |
| Noninterest income | 1,772,000 | 3,814,000 | 5,842,000 | 10,508,000 |
| Noninterest expense | 6,137,000 | 12,472,000 | 19,047,000 | 26,530,000 |
| Provision for loan losses | 249,000 | 523,000 | 813,000 | 1,141,000 |
| Pretax income | 4,064,000 | 8,444,000 | 13,071,000 | 18,340,000 |
| Income tax | 1,504,000 | 3,101,000 | 4,722,000 | 6,539,000 |
| Net income | 2,560,000 | 5,343,000 | 8,349,000 | 11,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,220,000 | 120,348,000 | 123,362,000 | 118,505,000 |
| Total capital | 121,598,000 | 129,015,000 | 132,371,000 | 127,388,000 |
| Risk-weighted assets | 667,602,000 | 690,923,000 | 718,406,000 | 708,464,000 |