Call reports 2001
CF BANCORP — 2001
What CF BANCORP reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 845,206,000 | 864,880,000 | 903,891,000 | 902,882,000 |
| Total loans | 684,611,000 | 710,871,000 | 716,971,000 | 732,969,000 |
| Allowance for loan losses | 10,831,000 | 11,116,000 | 11,124,000 | 11,224,000 |
| Securities available for sale | 79,797,000 | 96,219,000 | 123,962,000 | 112,332,000 |
| Securities held to maturity | 2,002,000 | 1,989,000 | 1,989,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 614,133,000 | 625,931,000 | 654,312,000 | 631,076,000 |
| Interest-bearing deposits | 591,997,000 | 590,880,000 | 628,875,000 | 598,927,000 |
| Noninterest-bearing deposits | 22,136,000 | 35,051,000 | 25,437,000 | 32,149,000 |
| Equity capital | 104,561,000 | 107,520,000 | 109,762,000 | 112,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 16,263,000 | 32,661,000 | 49,203,000 | 65,158,000 |
| Interest expense | 8,983,000 | 17,200,000 | 25,585,000 | 32,936,000 |
| Net interest income | 7,280,000 | 15,461,000 | 23,618,000 | 32,222,000 |
| Noninterest income | 1,729,000 | 3,850,000 | 5,380,000 | 8,476,000 |
| Noninterest expense | 6,038,000 | 12,005,000 | 18,286,000 | 24,934,000 |
| Provision for loan losses | 588,000 | 1,037,000 | 1,286,000 | 1,535,000 |
| Pretax income | 2,383,000 | 6,269,000 | 9,435,000 | 14,248,000 |
| Income tax | 1,082,000 | 2,475,000 | 3,553,000 | 5,313,000 |
| Net income | 1,301,000 | 3,794,000 | 5,882,000 | 8,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,917,000 | 102,774,000 | 107,496,000 | 110,653,000 |
| Total capital | 110,586,000 | 110,234,000 | 115,536,000 | 118,849,000 |
| Risk-weighted assets | 610,325,000 | 592,780,000 | 640,133,000 | 652,632,000 |