Call reports 2001
CEDAR CREEK BANK — 2001
What CEDAR CREEK BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 107,428,000 | 108,587,000 | 109,053,000 | 113,742,000 |
| Total loans | 53,369,000 | 53,061,000 | 54,132,000 | 52,882,000 |
| Allowance for loan losses | 923,000 | 842,000 | 874,000 | 790,000 |
| Securities available for sale | 21,870,000 | 25,210,000 | 35,717,000 | 41,845,000 |
| Securities held to maturity | 5,410,000 | 4,115,000 | 3,743,000 | 3,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,784,000 | 97,942,000 | 97,825,000 | 102,228,000 |
| Interest-bearing deposits | 75,960,000 | 75,064,000 | 75,792,000 | 79,838,000 |
| Noninterest-bearing deposits | 20,824,000 | 22,878,000 | 22,033,000 | 22,390,000 |
| Equity capital | 9,786,000 | 9,889,000 | 10,254,000 | 10,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,984,000 | 3,909,000 | 5,795,000 | 7,584,000 |
| Interest expense | 830,000 | 1,627,000 | 2,371,000 | 3,057,000 |
| Net interest income | 1,154,000 | 2,282,000 | 3,424,000 | 4,527,000 |
| Noninterest income | 356,000 | 750,000 | 1,100,000 | 1,462,000 |
| Noninterest expense | 1,032,000 | 2,045,000 | 3,006,000 | 3,984,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 478,000 | 987,000 | 1,518,000 | 2,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 478,000 | 987,000 | 1,518,000 | 2,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,105,000 | 9,130,000 | 9,337,000 | 9,684,000 |
| Total capital | 9,821,000 | 9,897,000 | 10,096,000 | 10,445,000 |
| Risk-weighted assets | 57,093,000 | 61,256,000 | 60,635,000 | 60,839,000 |