Call reports 2001
MCINTOSH STATE BANK — 2001
What MCINTOSH STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 213,594,000 | 213,058,000 | 217,722,000 | 232,453,000 |
| Total loans | 156,597,000 | 158,055,000 | 159,794,000 | 160,077,000 |
| Allowance for loan losses | 2,474,000 | 2,515,000 | 2,535,000 | 2,478,000 |
| Securities available for sale | 26,004,000 | 28,273,000 | 34,703,000 | 34,315,000 |
| Securities held to maturity | 3,200,000 | 3,147,000 | 3,147,000 | 2,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,659,000 | 186,570,000 | 190,386,000 | 204,380,000 |
| Interest-bearing deposits | 171,987,000 | 170,831,000 | 174,768,000 | 186,264,000 |
| Noninterest-bearing deposits | 13,672,000 | 15,739,000 | 15,618,000 | 18,116,000 |
| Equity capital | 18,384,000 | 18,828,000 | 19,679,000 | 20,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,471,000 | 8,812,000 | 13,045,000 | 17,123,000 |
| Interest expense | 2,368,000 | 4,620,000 | 6,715,000 | 8,533,000 |
| Net interest income | 2,103,000 | 4,192,000 | 6,330,000 | 8,590,000 |
| Noninterest income | 481,000 | 985,000 | 1,554,000 | 2,215,000 |
| Noninterest expense | 1,717,000 | 3,453,000 | 5,212,000 | 7,030,000 |
| Provision for loan losses | 106,000 | 144,000 | 166,000 | 131,000 |
| Pretax income | 761,000 | 1,580,000 | 2,506,000 | 3,646,000 |
| Income tax | 203,000 | 431,000 | 708,000 | 1,054,000 |
| Net income | 558,000 | 1,149,000 | 1,798,000 | 2,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,348,000 | 17,797,000 | 18,477,000 | 19,304,000 |
| Total capital | 19,258,000 | 19,814,000 | 20,538,000 | 21,393,000 |
| Risk-weighted assets | 152,271,000 | 160,839,000 | 164,384,000 | 166,728,000 |