Call reports 2025
FIRST NATIONAL COMMUNITY BANK — 2025
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 333,504,000 | 325,210,000 | 328,993,000 | 319,072,000 |
| Total loans | 202,871,000 | 209,870,000 | 213,212,000 | 219,696,000 |
| Allowance for loan losses | 1,871,000 | 1,965,000 | 2,096,000 | 2,209,000 |
| Securities available for sale | 48,776,000 | 48,204,000 | 47,126,000 | 28,356,000 |
| Securities held to maturity | 36,467,000 | 36,070,000 | 35,787,000 | 35,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,322,000 | 292,148,000 | 296,489,000 | 287,017,000 |
| Interest-bearing deposits | 247,396,000 | 228,585,000 | 228,184,000 | 228,022,000 |
| Noninterest-bearing deposits | 53,926,000 | 63,563,000 | 68,305,000 | 58,995,000 |
| Equity capital | 20,230,000 | 21,025,000 | 22,739,000 | 25,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,774,000 | 7,746,000 | 11,829,000 | 15,934,000 |
| Interest expense | 1,481,000 | 2,799,000 | 4,061,000 | 5,278,000 |
| Net interest income | 2,293,000 | 4,947,000 | 7,768,000 | 10,656,000 |
| Noninterest income | 276,000 | 734,000 | 1,130,000 | 3,586,000 |
| Noninterest expense | 2,192,000 | 4,419,000 | 6,681,000 | 8,872,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 325,000 |
| Pretax income | 388,000 | 1,154,000 | 2,009,000 | 2,939,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 388,000 | 1,154,000 | 2,009,000 | 2,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,375,000 | 29,890,000 | 30,371,000 | 30,776,000 |
| Total capital | 31,246,000 | 31,855,000 | 32,467,000 | 32,985,000 |
| Risk-weighted assets | 214,021,000 | 215,219,000 | 218,826,000 | 221,459,000 |