Call reports 2024
FIRST NATIONAL COMMUNITY BANK — 2024
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 317,354,000 | 314,115,000 | 318,461,000 | 319,595,000 |
| Total loans | 195,351,000 | 201,167,000 | 194,381,000 | 201,128,000 |
| Allowance for loan losses | 1,977,000 | 1,964,000 | 1,946,000 | 1,940,000 |
| Securities available for sale | 49,977,000 | 49,054,000 | 51,868,000 | 48,953,000 |
| Securities held to maturity | 38,117,000 | 37,710,000 | 37,254,000 | 36,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,281,000 | 282,757,000 | 284,391,000 | 285,796,000 |
| Interest-bearing deposits | 221,223,000 | 217,926,000 | 223,778,000 | 228,321,000 |
| Noninterest-bearing deposits | 62,058,000 | 64,831,000 | 60,613,000 | 57,475,000 |
| Equity capital | 16,904,000 | 17,652,000 | 19,712,000 | 19,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,662,000 | 7,161,000 | 10,653,000 | 14,220,000 |
| Interest expense | 1,411,000 | 2,657,000 | 4,010,000 | 5,357,000 |
| Net interest income | 2,251,000 | 4,504,000 | 6,643,000 | 8,863,000 |
| Noninterest income | 401,000 | 817,000 | 1,388,000 | 1,564,000 |
| Noninterest expense | 2,158,000 | 4,211,000 | 6,361,000 | 8,195,000 |
| Provision for loan losses | -40,000 | -40,000 | -40,000 | -40,000 |
| Pretax income | 552,000 | 1,103,000 | 1,663,000 | 2,225,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 552,000 | 1,103,000 | 1,663,000 | 2,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,838,000 | 28,289,000 | 28,699,000 | 29,087,000 |
| Total capital | 29,815,000 | 30,253,000 | 30,645,000 | 31,027,000 |
| Risk-weighted assets | 205,229,000 | 210,345,000 | 204,078,000 | 208,760,000 |