Call reports 2023
FIRST NATIONAL COMMUNITY BANK — 2023
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 316,261,000 | 328,009,000 | 333,035,000 | 329,860,000 |
| Total loans | 182,493,000 | 188,193,000 | 190,713,000 | 194,182,000 |
| Allowance for loan losses | 2,171,000 | 2,264,000 | 2,206,000 | 2,098,000 |
| Securities available for sale | 58,849,000 | 57,106,000 | 55,246,000 | 55,835,000 |
| Securities held to maturity | 39,747,000 | 39,314,000 | 38,893,000 | 38,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,215,000 | 281,607,000 | 286,155,000 | 280,522,000 |
| Interest-bearing deposits | 203,470,000 | 215,184,000 | 214,130,000 | 212,081,000 |
| Noninterest-bearing deposits | 71,745,000 | 66,423,000 | 72,025,000 | 68,441,000 |
| Equity capital | 14,382,000 | 14,387,000 | 14,239,000 | 16,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,709,000 | 5,926,000 | 9,396,000 | 13,036,000 |
| Interest expense | 526,000 | 1,472,000 | 2,647,000 | 3,877,000 |
| Net interest income | 2,183,000 | 4,454,000 | 6,749,000 | 9,159,000 |
| Noninterest income | 300,000 | 815,000 | 1,166,000 | 1,497,000 |
| Noninterest expense | 2,004,000 | 4,134,000 | 6,231,000 | 8,415,000 |
| Provision for loan losses | -30,000 | -50,000 | -110,000 | -170,000 |
| Pretax income | 533,000 | 1,210,000 | 1,819,000 | 2,436,000 |
| Income tax | -31,000 | 98,000 | 98,000 | 0 |
| Net income | 564,000 | 1,112,000 | 1,721,000 | 2,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,475,000 | 26,848,000 | 27,196,000 | 27,512,000 |
| Total capital | 28,646,000 | 29,112,000 | 29,402,000 | 29,610,000 |
| Risk-weighted assets | 206,905,000 | 214,576,000 | 214,133,000 | 207,385,000 |