Call reports 2022
FIRST NATIONAL COMMUNITY BANK — 2022
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 304,722,000 | 295,074,000 | 296,207,000 | 300,835,000 |
| Total loans | 164,346,000 | 166,272,000 | 166,285,000 | 178,996,000 |
| Allowance for loan losses | 2,352,000 | 2,314,000 | 2,304,000 | 2,231,000 |
| Securities available for sale | 108,619,000 | 99,764,000 | 96,969,000 | 60,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 40,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,443,000 | 281,690,000 | 283,907,000 | 285,789,000 |
| Interest-bearing deposits | 206,449,000 | 200,518,000 | 212,003,000 | 211,179,000 |
| Noninterest-bearing deposits | 73,994,000 | 81,172,000 | 71,904,000 | 74,610,000 |
| Equity capital | 17,810,000 | 11,968,000 | 10,686,000 | 13,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,237,000 | 4,465,000 | 6,886,000 | 9,440,000 |
| Interest expense | 147,000 | 303,000 | 535,000 | 833,000 |
| Net interest income | 2,090,000 | 4,162,000 | 6,351,000 | 8,607,000 |
| Noninterest income | 371,000 | 818,000 | 1,163,000 | 1,471,000 |
| Noninterest expense | 1,919,000 | 3,798,000 | 5,733,000 | 7,656,000 |
| Provision for loan losses | -60,000 | -100,000 | -100,000 | -170,000 |
| Pretax income | 626,000 | 1,306,000 | 1,905,000 | 2,398,000 |
| Income tax | 38,000 | -9,000 | 61,000 | -101,000 |
| Net income | 588,000 | 1,315,000 | 1,844,000 | 2,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,524,000 | 25,126,000 | 25,530,000 | 26,035,000 |
| Total capital | 26,876,000 | 27,440,000 | 27,834,000 | 28,266,000 |
| Risk-weighted assets | 192,321,000 | 190,576,000 | 184,771,000 | 207,017,000 |