Call reports 2021
FIRST NATIONAL COMMUNITY BANK — 2021
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 283,364,000 | 299,540,000 | 306,674,000 | 314,483,000 |
| Total loans | 172,585,000 | 167,828,000 | 168,156,000 | 166,851,000 |
| Allowance for loan losses | 2,250,000 | 2,269,000 | 2,451,000 | 2,441,000 |
| Securities available for sale | 71,733,000 | 84,855,000 | 100,508,000 | 113,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,275,000 | 268,049,000 | 275,183,000 | 283,706,000 |
| Interest-bearing deposits | 186,609,000 | 196,709,000 | 203,822,000 | 206,780,000 |
| Noninterest-bearing deposits | 67,666,000 | 71,340,000 | 71,361,000 | 76,926,000 |
| Equity capital | 23,076,000 | 24,142,000 | 24,472,000 | 24,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,182,000 | 4,695,000 | 7,236,000 | 9,651,000 |
| Interest expense | 139,000 | 279,000 | 425,000 | 572,000 |
| Net interest income | 2,043,000 | 4,416,000 | 6,811,000 | 9,079,000 |
| Noninterest income | 1,086,000 | 2,072,000 | 2,756,000 | 3,407,000 |
| Noninterest expense | 1,974,000 | 4,000,000 | 5,950,000 | 7,932,000 |
| Provision for loan losses | 160,000 | 180,000 | 180,000 | 180,000 |
| Pretax income | 1,037,000 | 2,352,000 | 3,485,000 | 4,424,000 |
| Income tax | 68,000 | 184,000 | 293,000 | 356,000 |
| Net income | 969,000 | 2,168,000 | 3,192,000 | 4,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,542,000 | 23,196,000 | 23,624,000 | 24,080,000 |
| Total capital | 24,758,000 | 25,434,000 | 25,930,000 | 26,480,000 |
| Risk-weighted assets | 177,277,000 | 179,084,000 | 184,365,000 | 191,984,000 |