Call reports 2020
FIRST NATIONAL COMMUNITY BANK — 2020
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 213,559,000 | 251,958,000 | 275,129,000 | 270,454,000 |
| Total loans | 147,449,000 | 160,445,000 | 161,090,000 | 165,187,000 |
| Allowance for loan losses | 1,527,000 | 1,721,000 | 1,902,000 | 2,138,000 |
| Securities available for sale | 49,264,000 | 55,883,000 | 66,248,000 | 66,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,739,000 | 223,425,000 | 246,790,000 | 240,803,000 |
| Interest-bearing deposits | 141,417,000 | 157,621,000 | 181,370,000 | 175,684,000 |
| Noninterest-bearing deposits | 51,322,000 | 65,804,000 | 65,420,000 | 65,119,000 |
| Equity capital | 19,628,000 | 22,209,000 | 22,602,000 | 23,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,156,000 | 4,367,000 | 6,615,000 | 8,906,000 |
| Interest expense | 260,000 | 446,000 | 620,000 | 773,000 |
| Net interest income | 1,896,000 | 3,921,000 | 5,995,000 | 8,133,000 |
| Noninterest income | 450,000 | 1,544,000 | 2,714,000 | 4,001,000 |
| Noninterest expense | 1,820,000 | 3,769,000 | 5,815,000 | 7,904,000 |
| Provision for loan losses | 100,000 | 300,000 | 725,000 | 965,000 |
| Pretax income | 456,000 | 1,426,000 | 2,199,000 | 3,303,000 |
| Income tax | 25,000 | 85,000 | 190,000 | 288,000 |
| Net income | 431,000 | 1,341,000 | 2,009,000 | 3,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,347,000 | 21,010,000 | 21,233,000 | 21,945,000 |
| Total capital | 21,874,000 | 22,731,000 | 23,135,000 | 24,057,000 |
| Risk-weighted assets | 150,925,000 | 159,310,000 | 163,584,000 | 168,993,000 |