Call reports 2019
FIRST NATIONAL COMMUNITY BANK — 2019
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 205,574,000 | 203,389,000 | 206,941,000 | 216,070,000 |
| Total loans | 137,811,000 | 138,404,000 | 138,045,000 | 140,085,000 |
| Allowance for loan losses | 1,730,000 | 1,748,000 | 1,477,000 | 1,544,000 |
| Securities available for sale | 47,267,000 | 45,254,000 | 46,001,000 | 53,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,599,000 | 181,510,000 | 185,526,000 | 194,225,000 |
| Interest-bearing deposits | 135,925,000 | 136,602,000 | 136,472,000 | 142,709,000 |
| Noninterest-bearing deposits | 45,674,000 | 44,908,000 | 49,054,000 | 51,516,000 |
| Equity capital | 18,765,000 | 19,744,000 | 19,812,000 | 20,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,065,000 | 4,301,000 | 6,472,000 | 8,656,000 |
| Interest expense | 268,000 | 552,000 | 831,000 | 1,102,000 |
| Net interest income | 1,797,000 | 3,749,000 | 5,641,000 | 7,554,000 |
| Noninterest income | 313,000 | 750,000 | 1,270,000 | 1,800,000 |
| Noninterest expense | 1,752,000 | 3,508,000 | 5,329,000 | 7,041,000 |
| Provision for loan losses | 20,000 | 55,000 | 115,000 | 315,000 |
| Pretax income | 325,000 | 923,000 | 1,454,000 | 2,118,000 |
| Income tax | 0 | 0 | 331,000 | 397,000 |
| Net income | 325,000 | 923,000 | 1,123,000 | 1,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,201,000 | 19,579,000 | 19,483,000 | 20,086,000 |
| Total capital | 20,931,000 | 21,313,000 | 20,960,000 | 21,630,000 |
| Risk-weighted assets | 139,009,000 | 138,785,000 | 140,948,000 | 145,593,000 |