Call reports 2018
FIRST NATIONAL COMMUNITY BANK — 2018
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 199,127,000 | 201,141,000 | 199,524,000 | 203,815,000 |
| Total loans | 124,330,000 | 127,481,000 | 131,626,000 | 136,443,000 |
| Allowance for loan losses | 1,491,000 | 1,479,000 | 1,674,000 | 1,711,000 |
| Securities available for sale | 56,569,000 | 52,726,000 | 50,279,000 | 48,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,576,000 | 182,183,000 | 179,549,000 | 183,032,000 |
| Interest-bearing deposits | 138,455,000 | 137,050,000 | 133,583,000 | 133,567,000 |
| Noninterest-bearing deposits | 42,121,000 | 45,133,000 | 45,966,000 | 49,465,000 |
| Equity capital | 17,558,000 | 17,689,000 | 17,594,000 | 18,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,890,000 | 5,910,000 | 8,028,000 |
| Interest expense | 187,000 | 380,000 | 586,000 | 815,000 |
| Net interest income | 1,719,000 | 3,510,000 | 5,324,000 | 7,213,000 |
| Noninterest income | 304,000 | 757,000 | 1,199,000 | 1,545,000 |
| Noninterest expense | 1,645,000 | 3,301,000 | 5,050,000 | 6,739,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 363,000 | 967,000 | 1,474,000 | 2,018,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 363,000 | 967,000 | 1,474,000 | 2,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,554,000 | 18,812,000 | 18,998,000 | 19,172,000 |
| Total capital | 20,045,000 | 20,291,000 | 20,672,000 | 20,883,000 |
| Risk-weighted assets | 135,311,000 | 140,280,000 | 140,181,000 | 139,475,000 |