Call reports 2016
FIRST NATIONAL COMMUNITY BANK — 2016
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 193,597,000 | 198,343,000 | 196,145,000 | 201,689,000 |
| Total loans | 127,070,000 | 128,672,000 | 130,781,000 | 128,776,000 |
| Allowance for loan losses | 1,487,000 | 1,481,000 | 1,407,000 | 1,479,000 |
| Securities available for sale | 48,175,000 | 46,227,000 | 44,337,000 | 42,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,122,000 | 179,166,000 | 176,990,000 | 183,320,000 |
| Interest-bearing deposits | 138,668,000 | 140,081,000 | 135,145,000 | 139,053,000 |
| Noninterest-bearing deposits | 36,454,000 | 39,085,000 | 41,845,000 | 44,267,000 |
| Equity capital | 17,612,000 | 18,114,000 | 18,087,000 | 17,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,799,000 | 3,651,000 | 5,498,000 | 7,332,000 |
| Interest expense | 155,000 | 303,000 | 451,000 | 594,000 |
| Net interest income | 1,644,000 | 3,348,000 | 5,047,000 | 6,738,000 |
| Noninterest income | 359,000 | 848,000 | 1,355,000 | 1,841,000 |
| Noninterest expense | 1,676,000 | 3,375,000 | 5,015,000 | 6,666,000 |
| Provision for loan losses | 30,000 | 40,000 | 50,000 | 125,000 |
| Pretax income | 297,000 | 781,000 | 1,337,000 | 1,788,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 297,000 | 781,000 | 1,337,000 | 1,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,024,000 | 17,285,000 | 17,294,000 | 17,623,000 |
| Total capital | 18,511,000 | 18,766,000 | 18,701,000 | 19,102,000 |
| Risk-weighted assets | 133,360,000 | 134,962,000 | 136,443,000 | 132,502,000 |