Call reports 2015
FIRST NATIONAL COMMUNITY BANK — 2015
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 184,546,000 | 186,700,000 | 191,718,000 | 193,939,000 |
| Total loans | 119,915,000 | 119,836,000 | 126,866,000 | 127,532,000 |
| Allowance for loan losses | 1,484,000 | 1,395,000 | 1,488,000 | 1,459,000 |
| Securities available for sale | 47,855,000 | 47,412,000 | 48,048,000 | 50,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,731,000 | 168,834,000 | 173,300,000 | 175,744,000 |
| Interest-bearing deposits | 133,153,000 | 132,551,000 | 135,989,000 | 139,381,000 |
| Noninterest-bearing deposits | 33,578,000 | 36,283,000 | 37,311,000 | 36,363,000 |
| Equity capital | 16,744,000 | 16,729,000 | 17,271,000 | 17,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 3,461,000 | 5,235,000 | 7,050,000 |
| Interest expense | 161,000 | 325,000 | 489,000 | 659,000 |
| Net interest income | 1,564,000 | 3,136,000 | 4,746,000 | 6,391,000 |
| Noninterest income | 459,000 | 1,217,000 | 1,596,000 | 1,996,000 |
| Noninterest expense | 1,626,000 | 3,493,000 | 5,044,000 | 6,692,000 |
| Provision for loan losses | 10,000 | 120,000 | 195,000 | 240,000 |
| Pretax income | 387,000 | 740,000 | 1,103,000 | 1,455,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 387,000 | 740,000 | 1,103,000 | 1,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,168,000 | 16,424,000 | 16,862,000 | 16,866,000 |
| Total capital | 17,652,000 | 17,819,000 | 18,350,000 | 18,325,000 |
| Risk-weighted assets | 125,197,000 | 124,736,000 | 131,905,000 | 136,575,000 |