Call reports 2014
FIRST NATIONAL COMMUNITY BANK — 2014
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 166,038,000 | 167,449,000 | 169,357,000 | 185,716,000 |
| Total loans | 117,145,000 | 115,269,000 | 115,453,000 | 121,970,000 |
| Allowance for loan losses | 1,687,000 | 1,596,000 | 1,466,000 | 1,569,000 |
| Securities available for sale | 36,359,000 | 35,595,000 | 39,844,000 | 47,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,745,000 | 148,474,000 | 151,964,000 | 168,161,000 |
| Interest-bearing deposits | 118,874,000 | 116,852,000 | 116,669,000 | 133,102,000 |
| Noninterest-bearing deposits | 24,871,000 | 31,622,000 | 35,295,000 | 35,059,000 |
| Equity capital | 15,455,000 | 16,082,000 | 16,245,000 | 16,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,668,000 | 3,336,000 | 5,039,000 | 6,760,000 |
| Interest expense | 155,000 | 310,000 | 454,000 | 631,000 |
| Net interest income | 1,513,000 | 3,026,000 | 4,585,000 | 6,129,000 |
| Noninterest income | 378,000 | 761,000 | 1,120,000 | 1,597,000 |
| Noninterest expense | 1,432,000 | 3,014,000 | 4,668,000 | 6,139,000 |
| Provision for loan losses | 0 | -50,000 | -120,000 | -16,000 |
| Pretax income | 459,000 | 823,000 | 1,157,000 | 1,603,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 459,000 | 823,000 | 1,157,000 | 1,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,375,000 | 15,618,000 | 15,683,000 | 16,007,000 |
| Total capital | 16,884,000 | 17,093,000 | 17,149,000 | 17,576,000 |
| Risk-weighted assets | 120,534,000 | 117,861,000 | 119,059,000 | 127,148,000 |