Call reports 2013
FIRST NATIONAL COMMUNITY BANK — 2013
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 162,634,000 | 162,389,000 | 163,118,000 | 165,535,000 |
| Total loans | 108,116,000 | 108,078,000 | 112,171,000 | 115,310,000 |
| Allowance for loan losses | 1,538,000 | 1,738,000 | 1,774,000 | 1,713,000 |
| Securities available for sale | 41,928,000 | 39,598,000 | 38,496,000 | 37,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,069,000 | 146,602,000 | 147,538,000 | 146,650,000 |
| Interest-bearing deposits | 120,669,000 | 119,874,000 | 118,685,000 | 118,896,000 |
| Noninterest-bearing deposits | 24,400,000 | 26,728,000 | 28,853,000 | 27,754,000 |
| Equity capital | 15,554,000 | 14,739,000 | 14,545,000 | 14,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,427,000 | 5,091,000 | 6,821,000 |
| Interest expense | 196,000 | 384,000 | 560,000 | 720,000 |
| Net interest income | 1,531,000 | 3,043,000 | 4,531,000 | 6,101,000 |
| Noninterest income | 578,000 | 1,067,000 | 1,471,000 | 1,854,000 |
| Noninterest expense | 1,474,000 | 3,039,000 | 4,583,000 | 6,010,000 |
| Provision for loan losses | 110,000 | 260,000 | 290,000 | 310,000 |
| Pretax income | 525,000 | 832,000 | 1,155,000 | 1,661,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 525,000 | 832,000 | 1,155,000 | 1,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,694,000 | 14,803,000 | 14,879,000 | 15,114,000 |
| Total capital | 16,117,000 | 16,212,000 | 16,340,000 | 16,607,000 |
| Risk-weighted assets | 113,753,000 | 112,356,000 | 116,601,000 | 119,248,000 |