Call reports 2012
FIRST NATIONAL COMMUNITY BANK — 2012
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 166,567,000 | 166,960,000 | 169,000,000 | 168,567,000 |
| Total loans | 106,359,000 | 107,616,000 | 109,186,000 | 108,496,000 |
| Allowance for loan losses | 1,388,000 | 1,374,000 | 1,450,000 | 1,411,000 |
| Securities available for sale | 33,168,000 | 36,620,000 | 39,625,000 | 43,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,354,000 | 148,555,000 | 151,125,000 | 150,823,000 |
| Interest-bearing deposits | 127,041,000 | 125,811,000 | 126,615,000 | 123,618,000 |
| Noninterest-bearing deposits | 21,313,000 | 22,744,000 | 24,510,000 | 27,205,000 |
| Equity capital | 15,397,000 | 15,449,000 | 15,924,000 | 15,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,732,000 | 3,493,000 | 5,349,000 | 7,184,000 |
| Interest expense | 266,000 | 518,000 | 752,000 | 971,000 |
| Net interest income | 1,466,000 | 2,975,000 | 4,597,000 | 6,213,000 |
| Noninterest income | 484,000 | 1,149,000 | 1,841,000 | 2,764,000 |
| Noninterest expense | 1,571,000 | 3,189,000 | 4,646,000 | 6,543,000 |
| Provision for loan losses | 74,000 | 251,000 | 401,000 | 546,000 |
| Pretax income | 305,000 | 684,000 | 1,391,000 | 1,888,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 305,000 | 684,000 | 1,391,000 | 1,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,310,000 | 14,283,000 | 14,582,000 | 14,570,000 |
| Total capital | 15,698,000 | 15,657,000 | 16,024,000 | 15,981,000 |
| Risk-weighted assets | 113,206,000 | 112,668,000 | 115,333,000 | 114,577,000 |