Call reports 2011
FIRST NATIONAL COMMUNITY BANK — 2011
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 159,965,000 | 148,153,000 | 160,078,000 | 161,180,000 |
| Total loans | 103,319,000 | 104,720,000 | 105,332,000 | 103,802,000 |
| Allowance for loan losses | 1,256,000 | 1,325,000 | 1,354,000 | 1,334,000 |
| Securities available for sale | 27,837,000 | 25,532,000 | 32,746,000 | 32,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,081,000 | 130,121,000 | 141,379,000 | 142,914,000 |
| Interest-bearing deposits | 124,650,000 | 110,260,000 | 118,155,000 | 118,078,000 |
| Noninterest-bearing deposits | 20,431,000 | 19,861,000 | 23,224,000 | 24,836,000 |
| Equity capital | 14,533,000 | 14,633,000 | 15,161,000 | 15,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,710,000 | 3,427,000 | 5,236,000 | 7,028,000 |
| Interest expense | 409,000 | 742,000 | 1,065,000 | 1,354,000 |
| Net interest income | 1,301,000 | 2,685,000 | 4,171,000 | 5,674,000 |
| Noninterest income | 372,000 | 824,000 | 1,339,000 | 1,960,000 |
| Noninterest expense | 1,477,000 | 3,012,000 | 4,584,000 | 6,269,000 |
| Provision for loan losses | 84,000 | 198,000 | 268,000 | 318,000 |
| Pretax income | 112,000 | 327,000 | 686,000 | 1,075,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 112,000 | 327,000 | 686,000 | 1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,883,000 | 13,831,000 | 14,099,000 | 14,206,000 |
| Total capital | 15,139,000 | 15,156,000 | 15,453,000 | 15,540,000 |
| Risk-weighted assets | 115,083,000 | 115,296,000 | 116,039,000 | 112,654,000 |