Call reports 2010
FIRST NATIONAL COMMUNITY BANK — 2010
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 155,277,000 | 147,247,000 | 149,827,000 | 153,386,000 |
| Total loans | 103,755,000 | 102,156,000 | 102,294,000 | 100,208,000 |
| Allowance for loan losses | 1,510,000 | 1,311,000 | 1,327,000 | 1,333,000 |
| Securities available for sale | 31,151,000 | 29,062,000 | 27,503,000 | 28,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,897,000 | 130,408,000 | 132,468,000 | 136,655,000 |
| Interest-bearing deposits | 120,473,000 | 113,317,000 | 112,172,000 | 115,422,000 |
| Noninterest-bearing deposits | 18,424,000 | 17,091,000 | 20,296,000 | 21,233,000 |
| Equity capital | 13,989,000 | 14,436,000 | 14,780,000 | 14,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,808,000 | 3,577,000 | 5,399,000 | 7,183,000 |
| Interest expense | 536,000 | 1,023,000 | 1,487,000 | 1,932,000 |
| Net interest income | 1,272,000 | 2,554,000 | 3,912,000 | 5,251,000 |
| Noninterest income | 365,000 | 838,000 | 1,644,000 | 2,366,000 |
| Noninterest expense | 1,386,000 | 2,733,000 | 4,342,000 | 6,148,000 |
| Provision for loan losses | 129,000 | 107,000 | 278,000 | 440,000 |
| Pretax income | 122,000 | 552,000 | 955,000 | 1,048,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 552,000 | 955,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,248,000 | 13,579,000 | 13,875,000 | 13,812,000 |
| Total capital | 14,647,000 | 14,890,000 | 15,202,000 | 15,145,000 |
| Risk-weighted assets | 111,842,000 | 113,106,000 | 113,185,000 | 113,708,000 |