Call reports 2009
FIRST NATIONAL COMMUNITY BANK — 2009
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 149,801,000 | 156,094,000 | 146,892,000 | 153,205,000 |
| Total loans | 108,024,000 | 104,857,000 | 104,307,000 | 103,428,000 |
| Allowance for loan losses | 1,744,000 | 1,934,000 | 1,772,000 | 1,552,000 |
| Securities available for sale | 20,689,000 | 23,587,000 | 30,071,000 | 31,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,970,000 | 140,487,000 | 130,741,000 | 136,899,000 |
| Interest-bearing deposits | 116,445,000 | 121,747,000 | 113,332,000 | 115,987,000 |
| Noninterest-bearing deposits | 18,525,000 | 18,740,000 | 17,409,000 | 20,912,000 |
| Equity capital | 12,437,000 | 13,185,000 | 13,667,000 | 13,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,953,000 | 3,913,000 | 5,819,000 | 7,726,000 |
| Interest expense | 732,000 | 1,452,000 | 2,067,000 | 2,641,000 |
| Net interest income | 1,221,000 | 2,461,000 | 3,752,000 | 5,085,000 |
| Noninterest income | 660,000 | 1,348,000 | 1,518,000 | 2,155,000 |
| Noninterest expense | 1,373,000 | 2,778,000 | 4,182,000 | 5,776,000 |
| Provision for loan losses | 782,000 | 1,077,000 | 1,078,000 | 1,104,000 |
| Pretax income | -274,000 | -46,000 | 10,000 | 540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -274,000 | -46,000 | 10,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,914,000 | 12,834,000 | 12,793,000 | 13,222,000 |
| Total capital | 13,372,000 | 14,291,000 | 14,205,000 | 14,629,000 |
| Risk-weighted assets | 116,335,000 | 116,120,000 | 112,570,000 | 112,381,000 |