Call reports 2008
FIRST NATIONAL COMMUNITY BANK — 2008
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 138,824,000 | 145,063,000 | 143,203,000 | 143,197,000 |
| Total loans | 110,533,000 | 112,582,000 | 110,922,000 | 107,899,000 |
| Allowance for loan losses | 989,000 | 1,192,000 | 1,183,000 | 1,053,000 |
| Securities available for sale | 12,857,000 | 16,836,000 | 21,834,000 | 21,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,235,000 | 129,739,000 | 125,951,000 | 127,926,000 |
| Interest-bearing deposits | 106,769,000 | 110,074,000 | 106,418,000 | 109,048,000 |
| Noninterest-bearing deposits | 16,466,000 | 19,665,000 | 19,533,000 | 18,878,000 |
| Equity capital | 13,166,000 | 12,812,000 | 12,997,000 | 12,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,342,000 | 4,497,000 | 6,667,000 | 8,719,000 |
| Interest expense | 1,011,000 | 1,902,000 | 2,775,000 | 3,592,000 |
| Net interest income | 1,331,000 | 2,595,000 | 3,892,000 | 5,127,000 |
| Noninterest income | 309,000 | 671,000 | 953,000 | 1,268,000 |
| Noninterest expense | 1,251,000 | 2,560,000 | 3,916,000 | 5,104,000 |
| Provision for loan losses | 193,000 | 487,000 | 704,000 | 1,921,000 |
| Pretax income | 202,000 | 225,000 | 231,000 | -624,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 225,000 | 231,000 | -624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,028,000 | 12,947,000 | 12,956,000 | 12,302,000 |
| Total capital | 14,017,000 | 14,139,000 | 14,139,000 | 13,355,000 |
| Risk-weighted assets | 122,140,000 | 123,709,000 | 119,387,000 | 116,835,000 |