Call reports 2006
FIRST NATIONAL COMMUNITY BANK — 2006
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 119,030,000 | 124,081,000 | 128,374,000 | 128,949,000 |
| Total loans | 88,358,000 | 89,202,000 | 97,849,000 | 101,375,000 |
| Allowance for loan losses | 708,000 | 735,000 | 753,000 | 790,000 |
| Securities available for sale | 17,413,000 | 20,708,000 | 18,887,000 | 14,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,306,000 | 110,376,000 | 109,831,000 | 114,247,000 |
| Interest-bearing deposits | 87,723,000 | 91,024,000 | 92,053,000 | 93,740,000 |
| Noninterest-bearing deposits | 17,583,000 | 19,352,000 | 17,778,000 | 20,507,000 |
| Equity capital | 11,212,000 | 11,090,000 | 11,535,000 | 12,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,019,000 | 4,105,000 | 6,379,000 | 8,803,000 |
| Interest expense | 707,000 | 1,468,000 | 2,311,000 | 3,226,000 |
| Net interest income | 1,312,000 | 2,637,000 | 4,068,000 | 5,577,000 |
| Noninterest income | 224,000 | 532,000 | 833,000 | 1,139,000 |
| Noninterest expense | 1,097,000 | 2,267,000 | 3,527,000 | 4,843,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 409,000 | 842,000 | 1,284,000 | 1,738,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 409,000 | 842,000 | 1,284,000 | 1,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,397,000 | 11,583,000 | 11,829,000 | 12,214,000 |
| Total capital | 12,105,000 | 12,318,000 | 12,582,000 | 13,004,000 |
| Risk-weighted assets | 97,917,000 | 101,251,000 | 107,474,000 | 110,653,000 |