Call reports 2002
FIRST NATIONAL COMMUNITY BANK — 2002
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 98,168,000 | 95,378,000 | 98,734,000 | 101,829,000 |
| Total loans | 64,028,000 | 63,824,000 | 66,262,000 | 71,750,000 |
| Allowance for loan losses | 502,000 | 515,000 | 525,000 | 536,000 |
| Securities available for sale | 15,934,000 | 19,685,000 | 18,875,000 | 17,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,810,000 | 86,528,000 | 89,453,000 | 92,295,000 |
| Interest-bearing deposits | 74,078,000 | 73,695,000 | 74,838,000 | 76,826,000 |
| Noninterest-bearing deposits | 13,732,000 | 12,833,000 | 14,615,000 | 15,469,000 |
| Equity capital | 7,132,000 | 7,274,000 | 7,726,000 | 8,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,594,000 | 3,200,000 | 4,870,000 | 6,540,000 |
| Interest expense | 613,000 | 1,175,000 | 1,709,000 | 2,222,000 |
| Net interest income | 981,000 | 2,025,000 | 3,161,000 | 4,318,000 |
| Noninterest income | 313,000 | 553,000 | 1,131,000 | 1,867,000 |
| Noninterest expense | 1,036,000 | 2,015,000 | 3,099,000 | 4,276,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 176,000 |
| Pretax income | 234,000 | 516,000 | 1,122,000 | 1,746,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 234,000 | 516,000 | 1,122,000 | 1,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,084,000 | 6,948,000 | 7,164,000 | 7,588,000 |
| Total capital | 7,586,000 | 7,463,000 | 7,689,000 | 8,124,000 |
| Risk-weighted assets | 71,426,000 | 70,471,000 | 68,463,000 | 73,171,000 |