Call reports 2001
FIRST NATIONAL COMMUNITY BANK — 2001
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 89,637,000 | 92,229,000 | 94,322,000 | 97,690,000 |
| Total loans | 64,789,000 | 67,037,000 | 67,436,000 | 64,144,000 |
| Allowance for loan losses | 371,000 | 376,000 | 398,000 | 494,000 |
| Securities available for sale | 10,532,000 | 10,055,000 | 11,649,000 | 14,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,125,000 | 83,348,000 | 85,537,000 | 88,777,000 |
| Interest-bearing deposits | 69,796,000 | 69,721,000 | 72,171,000 | 75,849,000 |
| Noninterest-bearing deposits | 10,329,000 | 13,627,000 | 13,366,000 | 12,928,000 |
| Equity capital | 6,811,000 | 7,108,000 | 7,029,000 | 7,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,841,000 | 3,705,000 | 5,567,000 | 7,313,000 |
| Interest expense | 908,000 | 1,732,000 | 2,513,000 | 3,244,000 |
| Net interest income | 933,000 | 1,973,000 | 3,054,000 | 4,069,000 |
| Noninterest income | 267,000 | 573,000 | 905,000 | 1,571,000 |
| Noninterest expense | 908,000 | 1,854,000 | 2,840,000 | 3,956,000 |
| Provision for loan losses | 24,000 | 51,000 | 106,000 | 248,000 |
| Pretax income | 294,000 | 674,000 | 1,046,000 | 1,469,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 7,000 |
| Net income | 293,000 | 671,000 | 1,041,000 | 1,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,676,000 | 6,987,000 | 6,798,000 | 6,850,000 |
| Total capital | 7,047,000 | 7,363,000 | 7,196,000 | 7,344,000 |
| Risk-weighted assets | 65,812,000 | 70,303,000 | 70,567,000 | 70,789,000 |