Call reports 2020
BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION — 2020
What BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 88,441,000 | 118,369,000 | 114,858,000 | 99,623,000 |
| Total loans | 55,885,000 | 82,856,000 | 84,600,000 | 70,674,000 |
| Allowance for loan losses | 1,617,000 | 1,826,000 | 1,730,000 | 1,591,000 |
| Securities available for sale | 22,471,000 | 20,840,000 | 18,983,000 | 17,093,000 |
| Securities held to maturity | 1,061,000 | 1,003,000 | 925,000 | 837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,061,000 | 81,867,000 | 78,322,000 | 76,675,000 |
| Interest-bearing deposits | 47,625,000 | 47,478,000 | 46,215,000 | 45,223,000 |
| Noninterest-bearing deposits | 26,436,000 | 34,389,000 | 32,107,000 | 31,452,000 |
| Equity capital | 14,315,000 | 14,437,000 | 14,504,000 | 14,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 962,000 | 2,160,000 | 3,331,000 | 4,534,000 |
| Interest expense | 211,000 | 383,000 | 526,000 | 644,000 |
| Net interest income | 751,000 | 1,777,000 | 2,805,000 | 3,890,000 |
| Noninterest income | 15,000 | 26,000 | -160,000 | -149,000 |
| Noninterest expense | 739,000 | 1,482,000 | 2,216,000 | 3,150,000 |
| Provision for loan losses | 325,000 | 525,000 | 425,000 | 275,000 |
| Pretax income | -298,000 | -204,000 | 4,000 | 316,000 |
| Income tax | -63,000 | -45,000 | 0 | 67,000 |
| Net income | -235,000 | -159,000 | 4,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,892,000 | 13,966,000 | 14,115,000 | 14,375,000 |
| Total capital | 14,692,000 | 15,100,000 | 15,248,000 | 15,330,000 |
| Risk-weighted assets | 63,165,000 | 90,001,000 | 90,080,000 | 75,743,000 |