Call reports 2019
BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION — 2019
What BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 114,322,000 | 95,425,000 | 99,948,000 | 93,927,000 |
| Total loans | 62,506,000 | 62,076,000 | 60,940,000 | 55,869,000 |
| Allowance for loan losses | 1,347,000 | 1,392,000 | 1,468,000 | 1,468,000 |
| Securities available for sale | 24,820,000 | 23,919,000 | 22,706,000 | 23,066,000 |
| Securities held to maturity | 1,265,000 | 1,218,000 | 1,165,000 | 1,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,549,000 | 81,520,000 | 85,972,000 | 79,759,000 |
| Interest-bearing deposits | 57,975,000 | 55,170,000 | 54,971,000 | 51,946,000 |
| Noninterest-bearing deposits | 42,574,000 | 26,350,000 | 31,001,000 | 27,813,000 |
| Equity capital | 13,475,000 | 13,769,000 | 13,868,000 | 14,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,144,000 | 2,247,000 | 3,306,000 | 4,328,000 |
| Interest expense | 277,000 | 571,000 | 872,000 | 1,142,000 |
| Net interest income | 867,000 | 1,676,000 | 2,434,000 | 3,186,000 |
| Noninterest income | 68,000 | 150,000 | 168,000 | 189,000 |
| Noninterest expense | 725,000 | 1,480,000 | 2,205,000 | 2,926,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 210,000 | 346,000 | 397,000 | 449,000 |
| Income tax | 50,000 | 70,000 | 80,000 | 95,000 |
| Net income | 160,000 | 276,000 | 317,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,880,000 | 13,994,000 | 14,037,000 | 14,127,000 |
| Total capital | 14,769,000 | 14,861,000 | 14,894,000 | 14,927,000 |
| Risk-weighted assets | 70,626,000 | 68,850,000 | 67,985,000 | 63,328,000 |