Call reports 2018
BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION — 2018
What BUSINESS BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 109,213,000 | 105,376,000 | 108,522,000 | 114,691,000 |
| Total loans | 72,044,000 | 71,061,000 | 67,529,000 | 63,017,000 |
| Allowance for loan losses | 1,345,000 | 1,346,000 | 1,346,000 | 1,347,000 |
| Securities available for sale | 26,898,000 | 25,687,000 | 26,130,000 | 25,307,000 |
| Securities held to maturity | 1,463,000 | 1,409,000 | 1,355,000 | 1,308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,196,000 | 91,824,000 | 96,543,000 | 101,534,000 |
| Interest-bearing deposits | 45,766,000 | 44,467,000 | 49,369,000 | 55,240,000 |
| Noninterest-bearing deposits | 52,430,000 | 47,357,000 | 47,174,000 | 46,294,000 |
| Equity capital | 10,914,000 | 11,206,000 | 11,876,000 | 12,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,270,000 | 3,395,000 | 4,570,000 |
| Interest expense | 117,000 | 263,000 | 446,000 | 686,000 |
| Net interest income | 1,008,000 | 2,007,000 | 2,949,000 | 3,884,000 |
| Noninterest income | 28,000 | 86,000 | 158,000 | 213,000 |
| Noninterest expense | 735,000 | 1,463,000 | 2,194,000 | 2,939,000 |
| Provision for loan losses | 604,000 | 604,000 | 604,000 | -169,000 |
| Pretax income | -303,000 | 26,000 | 309,000 | 1,327,000 |
| Income tax | 0 | 0 | -255,000 | -41,000 |
| Net income | -303,000 | 26,000 | 564,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,037,000 | 12,371,000 | 12,913,000 | 13,720,000 |
| Total capital | 13,025,000 | 13,336,000 | 13,871,000 | 14,621,000 |
| Risk-weighted assets | 78,699,000 | 76,847,000 | 76,271,000 | 71,603,000 |